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Browse cover by what you need to protect. If you’re unsure, talk to a broker about where to start.
Protect your business if a third party is injured or their property is damaged as a result of your work.
Benefits include:
$5m–$20m liability limits
Legal defence costs
First-aid expenses
Good for: trades, retailers, hospitality, events.
Cover your premises, contents, and equipment against loss or damage.
Options include:
Fire and other damage
Theft and burglary
Business Interruption
Industrial Special Risk (ISR) Insurance is designed for large and complex businesses where combining multiple covers under one policy is more efficient. It’s suited to organisations with assets over $3 million or multiple locations.
Examples of businesses we cover:
Infrastructure (ports, roads, tunnels)
Plastics and rubber manufacturing
Rubber products manufacturers
Wineries and food production
Examples of property types:
Ski resorts and lodges
Shopping centres and arcades
Hostels, boarding houses, student accommodation
Corporate Liability Insurance safeguards companies that rely on strong quality assurance systems to reduce exposure. It provides protection for most manufacturing operations, covering claims that may arise from defective products, processes, or services.
Request a quote for this cover →Professional Indemnity Insurance protects professionals who provide advice or services against claims of errors, omissions, or negligence. It covers legal defence costs, settlements, and compensation.
Good for professionals such as:
Accountants, consultants, engineers
Health and medical professionals
Marketing and design specialists
Cover can include:
Claims of negligence causing financial loss, injury, or damage
Breach of professional duty
Defamation and intellectual property disputes
Liability for sub-contractors’ work
Legal defence costs (in addition to the sum insured)
Cyber crime costs Australian businesses billions every year. One attack can lock down systems, breach customer data, and damage your reputation.
Covers can include:
Incident response and IT forensics
Ransomware, phishing, and denial-of-service attacks
Data breach reporting and customer notification costs
Legal claims and compensation
Business interruption and recovery expenses
Tailored cover for community and volunteer groups. Protects against liability claims while also offering optional business-style covers.
Request a quote for this cover →Protect your employees and directors for business or combined leisure trips.
Benefits include:
24/7 worldwide assistance
Unlimited overseas medical expenses
Cancellation and trip interruption
Baggage loss or damage
Replacement employee costs
Cover for owners corporations and strata managers, protecting common property and the people who use it.
Cover can include:
Building and common property damage
Public liability for common areas
Office bearers’ liability
Fidelity guarantee
Machinery breakdown
Cover for owners of residential and commercial investment properties.
Cover can include:
Damage to the building from fire, storm and other events
Loss of rent
Public liability for the property
Glass breakage
Protects the business and the people running it against claims arising from how the business is managed.
Cover can include:
Directors and officers liability
Employment practices claims
Statutory liability, where insurable
Crime and fidelity
Legal defence costs
Protects directors and officers if they’re personally targeted by a claim over a decision they made for the company.
Cover can include:
Legal defence costs
Claims from shareholders, employees and regulators
Regulatory investigation costs
Cover for not-for-profit boards
Compulsory for most NSW employers. Covers wages and medical costs when an employee is injured or becomes ill because of work.
Cover can include:
Wage replacement for injured workers
Medical and rehabilitation costs
Return-to-work support
Covers construction businesses and owner-builders before, during, and after projects. Available as one-off project cover or annual policies.
Options include:
Public liability for workers on site
Theft of materials and equipment
Fire, storm, and accidental damage
Single project or annual cover for multiple sites
Flexible cover for farms and rural properties, protecting your livelihood and assets.
Cover options include:
Farm contents, buildings, silos, power poles
Livestock, crops, hay, and fencing
Machinery breakdown
Theft, transit, and liability
Farm motor and working dogs
Covers cars, utes, vans, prime movers, and trucks over two tonnes for accidental damage, theft, malicious damage, fire, or storm.
Two levels of cover:
Comprehensive (damage, theft, and liability)
Legal Liability Cover only
Specialised protection for vehicles with capacity over five tonnes or mobile machinery. Flexible packages available for small fleets (under 15 vehicles).
Options include:
Commercial Motor Insurance (mandatory)
Public and Product Liability
Marine Cargo (goods in transit)
Business Interruption
Cover for goods moving by sea, air or road, and for vessels used in business.
Cover can include:
Marine cargo (goods in transit)
Damage to commercial vessels
Liability arising from vessel operation
Protects your home and the belongings inside it against events like fire, storm, theft and accidental damage. We help you set sums insured that reflect real replacement costs.
Cover can include:
Building cover
Contents cover
Options for valuables and accidental damage
Cover for your rental property, including damage to the building and the contents you supply, plus risks specific to landlords.
Cover can include:
Building and contents damage
Loss of rent
Tenant damage and liability
Cover for your car against accidental damage, theft, fire and liability to others. Choose the level of cover that suits the car and your budget.
Cover can include:
Comprehensive
Third party property damage
Third party fire and theft
Cover for caravans, camper trailers and other trailers against damage, theft, fire and storm.
Cover can include:
Accidental damage
Theft, fire and storm
Contents and personal effects
Cover for boats, personal watercraft and their trailers against accidental damage, theft and fire, plus liability to others.
Cover can include:
Accidental damage
Theft and fire
Third party liability