Our Products

Products and protection

We empower Australian small businesses and families to enjoy piece of mind, knowing that their assets are safeguarded and secure.

As a proud member of Resilium Insurance Broking and the Suncorp Group, we have the privilege of offering you an extensive array of insurance products. Our commitment is to provide you with the best protection, tailored to your unique needs. Trust in our expertise to protect what matters most to you.

Public Liability Insurance

Protect your business if a third party is injured or their property is damaged as a result of your work.

Benefits include:

• $5m–$20m liability limits

• Legal defence costs

• First-aid expenses

• Good for: trades, retailers, hospitality, events.

Business Insurance

Cover your premises, contents, and equipment against loss or damage.

Options include:

• Fire and other damage

• Theft and burglary

• Business Interruption

Industrial Special Risk

Industrial Special Risk (ISR) Insurance is designed for large and complex businesses where combining multiple covers under one policy is more efficient. It’s suited to organisations with assets over $3 million or multiple locations.

Examples of businesses we cover:

• Infrastructure (ports, roads, tunnels)

• Plastics and rubber manufacturing

• Rubber products manufacturers

• Wineries and food production

Examples of property types:

• Ski resorts and lodges

• Shopping centres and arcades

• Hostels, boarding houses, student accommodation

Protect all your assets under one tailored ISR policy.

Corporate Liability Insurance

Corporate Liability Insurance safeguards companies that rely on strong quality assurance systems to reduce exposure. It provides protection for most manufacturing operations, covering claims that may arise from defective products, processes, or services.

Professional Indemnity Insurance

Professional Indemnity Insurance protects professionals who provide advice or services against claims of errors, omissions, or negligence. It covers legal defence costs, settlements, and compensation.

Good for professionals such as:

• Accountants, consultants, engineers

• Health and medical professionals

• Marketing and design specialists

Cover can include:

• Claims of negligence causing financial loss, injury, or damage

• Breach of professional duty

• Defamation and intellectual property disputes

• Liability for sub-contractors’ work

• Legal defence costs (in addition to the sum insured)

Cyber & Privacy Insurance

Cyber crime costs Australian businesses billions every year. One attack can lock down systems, breach customer data, and damage your reputation.

Covers can include:

• Incident response and IT forensics

• Ransomware, phishing, and denial-of-service attacks

• Data breach reporting and customer notification costs

• Legal claims and compensation

• Business interruption and recovery expenses

Commercial Vehicle and Motor Trade Insurance

Covers cars, utes, vans, prime movers, and trucks over two tonnes for accidental damage, theft, malicious damage, fire, or storm.

Two levels of cover:

• Comprehensive (damage, theft, and liability)

• Legal Liability Cover only

Heavy Motor Vehicle Insurance

Specialised protection for vehicles with capacity over five tonnes or mobile machinery. Flexible packages available for small fleets (under 15 vehicles).

Options include:

• Commercial Motor Insurance (mandatory)

• Public and Product Liability

• Marine Cargo (goods in transit)

• Business Interruption

Contract Works and Legal Liability Insurance

Covers construction businesses and owner-builders before, during, and after projects. Available as one-off project cover or annual policies.

Options include:

• Public liability for workers on site

• Theft of materials and equipment

• Fire, storm, and accidental damage

• Single project or annual cover for multiple sites

Not-For-Profit Organisations Insurance

Tailored cover for community and volunteer groups. Protects against liability claims while also offering optional business-style covers.

Farm Insurance

Flexible cover for farms and rural properties, protecting your livelihood and assets.

Cover options include:

• Farm contents, buildings, silos, power poles

• Livestock, crops, hay, and fencing

• Machinery breakdown

• Theft, transit, and liability

• Farm motor and working dogs

Travel Insurance - Business

Protect your employees and directors for business or combined leisure trips.

Benefits include:

• 24/7 worldwide assistance

• Unlimited overseas medical expenses

• Cancellation and trip interruption

• Baggage loss or damage

• Replacement employee costs

We can also assist your personal Insurance needs including:

• Home & Contents Insurance

• Landlord’s Insurance

• Personal Motor Vehicle Insurance

• Caravan & Trailer Insurance

• Boat Insurance